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What is a reverse mortgage?

A reverse mortgage loan enables older homeowners (62+) to borrow against the equity in their home, without requiring them to take on a monthly mortgage payment, give up title, or sell the home (unless the home is foreclosed upon). In a reverse mortgage, the payment stream is ‘reversed’: instead of monthly payments to a lender, reverse mortgage companies make payments to the homeowners, either through a line of credit, lump sum, or monthly installments.

How do I get started on a reverse mortgage in California? Who are the reverse mortgage lenders in California?

The process to secure a reverse mortgage is actually quite simple. David Chee is a Certified Public Accountant and experienced financial advisor specializing in California reverse mortgages. David has helped many seniors across California secure additional income from their home equity, allowing them to make home repairs or upgrades, purchase a new residence, or simply retire more comfortably. He offers customized, pressure-free advice throughout the lending process, allowing homeowners who can benefit from a California reverse mortgage to be matched with the right lending program.

What is the free quote?

A free quote from David Chee details not only what funds you can expect to receive based on your home value, age, and other supplied factors, he also provides you with customized supplementary explanations based on your situation. A quote from David Chee is simple, easy to understand and thorough — a highly useful tool on your way to the right reverse mortgage in California.

 


 

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